What to Do If You're Caught Speeding in the UK
Last updated: 2 August 2025
Step 1: Confirm the Offence
If you’re caught speeding by a camera or police officer, you’ll usually receive a Notice of Intended Prosecution (NIP) within 14 days. This outlines the offence and what you need to do next.
- Check the date and time of the offence
- Confirm it was your vehicle
- Ensure the notice is addressed to the registered keeper
Step 2: Respond Within the Deadline
You must respond to the NIP within 28 days, even if you weren’t the driver. Failing to do so is a separate offence and could lead to prosecution.
Step 3: Understand Your Options
Depending on the severity and your driving record, you may be offered one of the following:
- Speed awareness course (no points, you pay for the course)
- Fixed Penalty Notice (usually £100 and 3 points)
- Court summons for more serious offences
Speeding Penalties by Zone
Here’s a general guide to what penalties apply depending on how far over the limit you were:
| Speed Limit | Speeding Range | Typical Penalty |
|---|---|---|
| 30 mph | 31–40 mph | £100 fine + 3 points |
| 30 mph | 41–50 mph | Court, possible ban |
| 70 mph | 71–85 mph | £100 fine + 3 points |
| 70 mph | 86+ mph | Court, higher fine, possible ban |
Will It Affect My Insurance?
Yes — insurers will usually raise your premium if you receive penalty points. You must declare any convictions when renewing your policy.
Can You Appeal a Speeding Ticket?
You can challenge a speeding ticket in court, but you’ll need solid evidence (e.g. faulty signage or speed camera error). If found guilty, the penalties may increase.